Credit Applications Analyst - 6462

As a Credit Application Analyst, you will be responsible for the operational support of the sales channel and credit underwriting function, with a focus on ensuring submission quality and document compliance for Real Estate Secured Lending products. This is a mainly back-office role with some interaction with internal branch partners. Your day-to-day will involve working across multiple systems and applications to review, update, and analyze all credit documentation, ensuring strict adherence to regulatory requirements and internal policy. You will handle a range of responsibilities associated with credit products, utilizing your problem-solving skills to manage risk and deliver a customer-centric experience.

Advantages
Career Growth Potential: This role is a direct entry point into the credit field and can lead to an underwriting role, specifically a RESL Underwriting role, based on performance and tenure.
Long-Term Engagement: The position is a one-year contract with a strong potential for extension or conversion to a full-time employee.
Team Environment: Join a positive and inclusive team of 15 where you can collaborate and grow your professional network.
Competitive Compensation: Earn a competitive hourly rate
Comprehensive Training: Benefit from a 4-week dedicated training program to ensure you are well-equipped for the role.

Responsibilities
Operational Support & Compliance:
Provide operational support by reviewing, updating, and analyzing all credit documentation for accuracy and adherence to all regulatory and legal requirements.
Be accountable for completing a range of responsibilities associated with Real Estate Secured Lending products, involving single to multiple steps across several systems and applications.
Ensure complete and accurate data input into the origination system to assist in the preparation of loan documentation.
Reconcile, verify, and process all required credit support material and documentation for credit transactions.
Follow internal and industry regulations and operating practices in completing and recording transactions.

Customer & Partner Service:
Provide guidance and support to internal business partners on a broad range of credit products.
Ensure business partner or customer problems are handled appropriately, effectively, and escalated as necessary.
Support partner relationships to ensure business objectives and Service Level Agreements (SLAs) are met.

Risk Management & Efficiency:
Prioritize and manage your own workload to meet SLA requirements for service and productivity.
Complete investigations and report/escalate risk issues or process gaps identified.
Identify and recommend opportunities to enhance productivity, effectiveness, and operational efficiency.

Qualifications
Must-Have:

Experience: 1+ years of relevant experience in a professional or corporate environment. Post-secondary education is required.
Core Skills: Proven strong communication skills and strong problem-solving skills.
Availability: Must be able to work the rotational schedule with hours between 8 am and 7 pm, including one Saturday every 4–5 weeks.

Nice-to-Have:
Previous experience or foundational knowledge in mortgage lending concepts or the mortgage industry.

Summary
If you have experience in a professional corporative environment and you are interested in the Credit applications analyst role, please apply online today!

Randstad Canada is committed to fostering a workforce reflective of all peoples of Canada. As a result, we are committed to developing and implementing strategies to increase the equity, diversity and inclusion within the workplace by examining our internal policies, practices, and systems throughout the entire lifecycle of our workforce, including its recruitment, retention and advancement for all employees. In addition to our deep commitment to respecting human rights, we are dedicated to positive actions to affect change to ensure everyone has full participation in the workforce free from any barriers, systemic or otherwise, especially equity-seeking groups who are usually underrepresented in Canada's workforce, including those who identify as women or non-binary/gender non-conforming; Indigenous or Aboriginal Peoples; persons with disabilities (visible or invisible) and; members of visible minorities, racialized groups and the LGBTQ2+ community.

Randstad Canada is committed to creating and maintaining an inclusive and accessible workplace for all its candidates and employees by supporting their accessibility and accommodation needs throughout the employment lifecycle. We ask that all job applications please identify any accommodation requirements by sending an email to accessibility@randstad.ca to ensure their ability to fully participate in the interview process.