Underwriting Analyst, Senior

The Senior Analyst, Underwriting is responsible for supporting the review and approval of residential mortgage and real estate applications in a timely and effective manner. The role follows detailed instructions and documented procedures to negotiate, approve, recommend, or decline residential secured and unsecured mortgages and real estate applications within established guidelines and authorized lending limits.

** This role requires you to live a maximum of a two hour radius from Vancouver**

If you are interested in applying for this opportunity, please apply online at Randstad.ca today or email trisha.ghia@randstad.ca if you are interested and want to hear more!


***REMOTE ***
Salary: 70-75K yearly

Advantages
• Well-known and reputable financial company
• Good opportunity to grow within a large financial institution
• Paid vacation
• Competitive pay rate
• Fantastic benefit package
• Hybrid role - must be a two hour radius from Vancouver
• Start date ASAP

Responsibilities
• Supporting the review and approval of residential mortgage and real estate applications in a timely and effective manner.
• Negotiating, approving, declining, and recommending applications, within established Company processes, and guidelines. (end to end)
• Gathering, reviewing, and assessing information and documentation to support each credit application within Company risk parameters and Insurer's guidelines.
• Handling, as required, correspondence and telephone inquiries from internal business partners and external business partners such as insurers, appraisers, and solicitors.
• Reviewing, preparing, and making considered recommendations to the Manager or senior underwriter where residential mortgage application is above authority limit.
• Managing high work volumes to meet short timelines with a high level of quality and due diligence.

Qualifications
• 5+ Years of Retail mortgage underwriting experience. Mostly residential Mortgages.
• Experience in reviewing and evaluating documents (income, down payment, offers, etc..)
• End to end underwriting file experience
• Good Understanding of risk mitigation
• Excellent communication – written and verbal
• Attention to detail
• Strong Negotiation Skills
• Strong Data Analytics skills: utilizing advanced Excel.
• Technologically Savvy - (COINs, MMortgage, Simplii) are nice to have

Nice to Have:
• Any broker or underwriting course experience
• Credit risk analysis
• Outlook and Excel skills
• A university Degree
• Familiarity with Canadian Rules and Regulations

Summary
Interested in the Mortgage Underwriter, Senior Analyst role in Vancouver? Apply online today or send your updated resume to trisha.ghia@randstad.ca with the subject line "Underwriter Analyst. Senior"
Candidates moving towards the next step of the recruitment process will be contacted.

Randstad Canada is committed to fostering a workforce reflective of all peoples of Canada. As a result, we are committed to developing and implementing strategies to increase the equity, diversity and inclusion within the workplace by examining our internal policies, practices, and systems throughout the entire lifecycle of our workforce, including its recruitment, retention and advancement for all employees. In addition to our deep commitment to respecting human rights, we are dedicated to positive actions to affect change to ensure everyone has full participation in the workforce free from any barriers, systemic or otherwise, especially equity-seeking groups who are usually underrepresented in Canada's workforce, including those who identify as women or non-binary/gender non-conforming; Indigenous or Aboriginal Peoples; persons with disabilities (visible or invisible) and; members of visible minorities, racialized groups and the LGBTQ2+ community.

Randstad Canada is committed to creating and maintaining an inclusive and accessible workplace for all its candidates and employees by supporting their accessibility and accommodation needs throughout the employment lifecycle. We ask that all job applications please identify any accommodation requirements by sending an email to accessibility@randstad.ca to ensure their ability to fully participate in the interview process.