We are currently seeking an Accounts Receivable Clerk – Collections Specialist for one of our trusted clients.If you're detail-oriented, proactive, and have a strong sense of customer service, this is a great opportunity to join a dynamic and collaborative accounting team.Position: Accounts Receivable Clerk – Collections SpecialistOverview:As part of the accounting department, you’ll play a key role in managing client accounts and ensuring timely payment c
We are currently seeking an Accounts Receivable Clerk – Collections Specialist for one of our trusted clients.If you're detail-oriented, proactive, and have a strong sense of customer service, this is a great opportunity to join a dynamic and collaborative accounting team.Position: Accounts Receivable Clerk – Collections SpecialistOverview:As part of the accounting department, you’ll play a key role in managing client accounts and ensuring timely payment c
Position: Accounting AnalystIndustry: ServicesType : PermanentWorkplace: Saint-LaurentSalary: up to 90kWe are looking for an experienced Accounting Analyst to support the Finance Department in the analysis of the financial statements of several divisions within the company.This versatile position, ideal for a structured and proactive professional, offers the opportunity to make a concrete impact in a hybrid, collaborative and stimulating environment.Advant
Position: Accounting AnalystIndustry: ServicesType : PermanentWorkplace: Saint-LaurentSalary: up to 90kWe are looking for an experienced Accounting Analyst to support the Finance Department in the analysis of the financial statements of several divisions within the company.This versatile position, ideal for a structured and proactive professional, offers the opportunity to make a concrete impact in a hybrid, collaborative and stimulating environment.Advant
Position: Business partnerIndustry: DistributionType : PermanentWorkplace: Saint-LaurentSalary: up to 130K + bonusUnder the supervision of the Senior Finance Manager, the Business Partner Finance - FP&A acts as a true financial right-hand man for a division in Eastern Canada. You will play a central role in financial steering, preparing budgets and forecasts, analyzing performance, and producing strategic reports for senior management.A strategic and opera
Position: Business partnerIndustry: DistributionType : PermanentWorkplace: Saint-LaurentSalary: up to 130K + bonusUnder the supervision of the Senior Finance Manager, the Business Partner Finance - FP&A acts as a true financial right-hand man for a division in Eastern Canada. You will play a central role in financial steering, preparing budgets and forecasts, analyzing performance, and producing strategic reports for senior management.A strategic and opera
Position: FP&A Financial AnalystIndustry: ConstructionType : PermanentWorkplace: Saint-LaurentSalary: up to 130K + bonusMain mission- Use your expertise in finance and accounting to :- Analyze the financial performance of business units (construction and manufacturing).- Quickly identify areas of loss.- Initiate strategic discussions with management.- Optimize analysis processes using new technologies (e.g. Power BI).AdvantagesFor this role, our client off
Position: FP&A Financial AnalystIndustry: ConstructionType : PermanentWorkplace: Saint-LaurentSalary: up to 130K + bonusMain mission- Use your expertise in finance and accounting to :- Analyze the financial performance of business units (construction and manufacturing).- Quickly identify areas of loss.- Initiate strategic discussions with management.- Optimize analysis processes using new technologies (e.g. Power BI).AdvantagesFor this role, our client off
Job Opportunity: Accounting Team LeaderType: Permanent – Full-timeCompany: Shared Services Center – Large OrganizationLocation: Downtown MontrealSchedule: Highly flexible hybrid model, 40 hours per weekSalary: Up to $100,000 + bonus up to 30%A major player in the green energy sector is looking for an experienced Team Leader to oversee its shared accounting services operations. Reporting to the Director of Accounting, you will manage a team of 4 employees (
Job Opportunity: Accounting Team LeaderType: Permanent – Full-timeCompany: Shared Services Center – Large OrganizationLocation: Downtown MontrealSchedule: Highly flexible hybrid model, 40 hours per weekSalary: Up to $100,000 + bonus up to 30%A major player in the green energy sector is looking for an experienced Team Leader to oversee its shared accounting services operations. Reporting to the Director of Accounting, you will manage a team of 4 employees (
Are you ready to play a key role in the financial strategy of a growing company? Our client is looking for its next passionate, curious, and results-oriented Senior FP&A Analyst to join a dynamic team. If you enjoy transforming data into informed decisions and excel at strategic analysis, this challenge is for you!Job Title: Senior FP&A Analyst - Business PartnerSalary: Up to $110K/yearLocation: MontrealAdvantagesThis Senior FP&A Analyst - Business partner
Are you ready to play a key role in the financial strategy of a growing company? Our client is looking for its next passionate, curious, and results-oriented Senior FP&A Analyst to join a dynamic team. If you enjoy transforming data into informed decisions and excel at strategic analysis, this challenge is for you!Job Title: Senior FP&A Analyst - Business PartnerSalary: Up to $110K/yearLocation: MontrealAdvantagesThis Senior FP&A Analyst - Business partner
We are looking for a motivated and meticulous financial analyst to play a key role in analyzing financial performance and optimizing business processes.This position offers a unique opportunity to actively contribute to a strategic ERP implementation project, at the heart of our digital transformation.If you wish to combine your analytical skills with a rewarding project experience in a dynamic environment, this challenge is for you!Job Title: Financial An
We are looking for a motivated and meticulous financial analyst to play a key role in analyzing financial performance and optimizing business processes.This position offers a unique opportunity to actively contribute to a strategic ERP implementation project, at the heart of our digital transformation.If you wish to combine your analytical skills with a rewarding project experience in a dynamic environment, this challenge is for you!Job Title: Financial An
Position: E-Billing ClerkCompany: Law FirmLocation: Downtown MontrealSalary: $55K to $65KA prestigious law firm is looking for an E-Billing Clerk to support its financial operations. This role involves a mix of billing verification, client interactions, and financial reporting, playing a crucial part in the firm’s efficiency. You will collaborate closely with attorneys and administrative teams to streamline processes and enhance client satisfaction.Advanta
Position: E-Billing ClerkCompany: Law FirmLocation: Downtown MontrealSalary: $55K to $65KA prestigious law firm is looking for an E-Billing Clerk to support its financial operations. This role involves a mix of billing verification, client interactions, and financial reporting, playing a crucial part in the firm’s efficiency. You will collaborate closely with attorneys and administrative teams to streamline processes and enhance client satisfaction.Advanta
NEW POSITION IN BROSSARD – COLLECTIONPosition: Collections SpecialistLocation: BrossardSalary: $55,000 annually + competitive compensation including quarterly bonusesSchedule: 8:30 AM to 5:00 PMPermanent full-time positionDo you want to work in a trendy area of Brossard? Do you love accounts receivable and collections? Are you looking to join a small, close-knit team? Don’t wait any longer! We’re looking for a rare gem for our client in the leasing industr
NEW POSITION IN BROSSARD – COLLECTIONPosition: Collections SpecialistLocation: BrossardSalary: $55,000 annually + competitive compensation including quarterly bonusesSchedule: 8:30 AM to 5:00 PMPermanent full-time positionDo you want to work in a trendy area of Brossard? Do you love accounts receivable and collections? Are you looking to join a small, close-knit team? Don’t wait any longer! We’re looking for a rare gem for our client in the leasing industr
Title: Accounting ClerkLocation: VaudreuilSalary: 50-55K (Depending on experience)Start date: as soon as possibleAre you looking for a new challenge and have experience as an Accounting Clerk? Do you like working in a fast paced environment? If so, the position of Accounting Clerk in Vaudreuil is ideal for you!AdvantagesGreat companyDynamic teamReputed companyGreat leadership teamOpportunities for growth and developmentResponsibilitiesProcessing Accounts P
Title: Accounting ClerkLocation: VaudreuilSalary: 50-55K (Depending on experience)Start date: as soon as possibleAre you looking for a new challenge and have experience as an Accounting Clerk? Do you like working in a fast paced environment? If so, the position of Accounting Clerk in Vaudreuil is ideal for you!AdvantagesGreat companyDynamic teamReputed companyGreat leadership teamOpportunities for growth and developmentResponsibilitiesProcessing Accounts P
Title: Accounts Receivable TechnicianLocation: LachineSalary: 55 - 65KStart date: as soon as possibleAre you looking for a new challenge and have experience as an Accounts Receivables Technician? Do you like working in a fast paced environment? If so, the position of Accounts Receivable Technician in Lachine is ideal for you!AdvantagesGreat companyDynamic teamReputed companyOpportunities for growth and developmentHybridResponsibilitiesSend invoices to cust
Title: Accounts Receivable TechnicianLocation: LachineSalary: 55 - 65KStart date: as soon as possibleAre you looking for a new challenge and have experience as an Accounts Receivables Technician? Do you like working in a fast paced environment? If so, the position of Accounts Receivable Technician in Lachine is ideal for you!AdvantagesGreat companyDynamic teamReputed companyOpportunities for growth and developmentHybridResponsibilitiesSend invoices to cust
Title: Accounts Payables TechnicianLocation: Ville Saint-LaurentSalary: 55-65KStart date: As soon as possibleAre you looking for a new challenge and have experience as an Accounts Payables Technician? Do you like working in a fast paced and fun environment? If so, the Accounts Payables Technician position in Ville Saint-Laurent is ideal for you!AdvantagesHybridFree ParkingReputed CompanyTeam-spirited EnvironmentOpportunities for Growth and DevelopmentRespo
Title: Accounts Payables TechnicianLocation: Ville Saint-LaurentSalary: 55-65KStart date: As soon as possibleAre you looking for a new challenge and have experience as an Accounts Payables Technician? Do you like working in a fast paced and fun environment? If so, the Accounts Payables Technician position in Ville Saint-Laurent is ideal for you!AdvantagesHybridFree ParkingReputed CompanyTeam-spirited EnvironmentOpportunities for Growth and DevelopmentRespo
Title: Collections SpecialistLocation: NDG/DecarieSalary: 55-65K (depending on experience)Start date: as soon as possibleAre you looking for a new challenge and have experience as a Collections Specialist? Do you like working in a fast paced environment? If so, the Collections Specialist position in NDG/Decarie is ideal for you!AdvantagesBeautiful companyBeautiful officesDynamic teamReputed companyFree parkingResponsibilitiesManage the collection processIn
Title: Collections SpecialistLocation: NDG/DecarieSalary: 55-65K (depending on experience)Start date: as soon as possibleAre you looking for a new challenge and have experience as a Collections Specialist? Do you like working in a fast paced environment? If so, the Collections Specialist position in NDG/Decarie is ideal for you!AdvantagesBeautiful companyBeautiful officesDynamic teamReputed companyFree parkingResponsibilitiesManage the collection processIn
Title: Accounts Payables AnalystLocation: Mount-RoyalSalary: 60-70KStart date: As soon as possibleAre you looking for a new challenge and have experience as a Accounts Payables Analyst? Do you like working in a fast paced and fun environment? If so, the Accounts Payables Analyst position in Mount Royal is ideal for you!AdvantagesFree ParkingHybridReputed CompanyTeam-spirited EnvironmentOpportunities for Growth and DevelopmentCompetitive SalaryResponsibilit
Title: Accounts Payables AnalystLocation: Mount-RoyalSalary: 60-70KStart date: As soon as possibleAre you looking for a new challenge and have experience as a Accounts Payables Analyst? Do you like working in a fast paced and fun environment? If so, the Accounts Payables Analyst position in Mount Royal is ideal for you!AdvantagesFree ParkingHybridReputed CompanyTeam-spirited EnvironmentOpportunities for Growth and DevelopmentCompetitive SalaryResponsibilit
Position: Property Accountant/ Senior Accounting TechnicianWorkplace : West IslandSalary : 70-85K (depending on experience)Are you an accounting professional looking for an exciting and challenging opportunity in a fast-paced environment? Are you passionate about financial analysis and overseeing accounting operations? We have the perfect opportunity for you!AdvantagesFree ParkingHybridReputed CompanyTeam-spirited EnvironmentOpportunities for Growth and De
Position: Property Accountant/ Senior Accounting TechnicianWorkplace : West IslandSalary : 70-85K (depending on experience)Are you an accounting professional looking for an exciting and challenging opportunity in a fast-paced environment? Are you passionate about financial analysis and overseeing accounting operations? We have the perfect opportunity for you!AdvantagesFree ParkingHybridReputed CompanyTeam-spirited EnvironmentOpportunities for Growth and De
Title: Senior Billing TechnicianLocation: Saint-LaurentSalary: 70-80K (depending on experience)Start date: as soon as possibleAre you looking for a new challenge and have experience as a Senior Billing Technician? Do you like working in a fast paced environment? Are you looking to help with projects and processes improvements? If so, the Senior Billing Technician position in Saint-Laurent is ideal for you!AdvantagesGreat companyDynamic teamGreat BenefitsFr
Title: Senior Billing TechnicianLocation: Saint-LaurentSalary: 70-80K (depending on experience)Start date: as soon as possibleAre you looking for a new challenge and have experience as a Senior Billing Technician? Do you like working in a fast paced environment? Are you looking to help with projects and processes improvements? If so, the Senior Billing Technician position in Saint-Laurent is ideal for you!AdvantagesGreat companyDynamic teamGreat BenefitsFr
Title: Accounts Payables TechnicianLocation: Ville Saint-LaurentSalary: 60-68KStart date: As soon as possibleAre you looking for a new challenge and have experience as an Accounts Payables Technician? Do you like working in a fast paced and fun environment? If so, the Accounts Payables Technician position in Ville Saint-Laurent is ideal for you!AdvantagesHybridFree ParkingReputed CompanyTeam-spirited EnvironmentOpportunities for Growth and DevelopmentRespo
Title: Accounts Payables TechnicianLocation: Ville Saint-LaurentSalary: 60-68KStart date: As soon as possibleAre you looking for a new challenge and have experience as an Accounts Payables Technician? Do you like working in a fast paced and fun environment? If so, the Accounts Payables Technician position in Ville Saint-Laurent is ideal for you!AdvantagesHybridFree ParkingReputed CompanyTeam-spirited EnvironmentOpportunities for Growth and DevelopmentRespo
Title: Accounting and Admin SpecialistLocation: LasalleSalary: 60 - 65KStart date: as soon as possibleAre you looking for a new challenge and have experience as an Senior Accounts Payables Technician in the construction industry? Do you like working in a fast paced environment? If so, the position of Senior Accounts Payables Technician in Lasalle is ideal for you!AdvantagesGreat companyDynamic teamFantastic BenefitsReputed companyOpportunities for growth a
Title: Accounting and Admin SpecialistLocation: LasalleSalary: 60 - 65KStart date: as soon as possibleAre you looking for a new challenge and have experience as an Senior Accounts Payables Technician in the construction industry? Do you like working in a fast paced environment? If so, the position of Senior Accounts Payables Technician in Lasalle is ideal for you!AdvantagesGreat companyDynamic teamFantastic BenefitsReputed companyOpportunities for growth a
Title: Payroll TechnicianSalary: 75-85K (Relative to Experience)Location: West IslandStart: ASAPAre you looking for a new challenge and have experience as a Payroll Technician/Specialist? Do you like working in a fast paced environment? If so, the Payroll Technician/Specialist position is ideal for you!AdvantagesDynamic Team environmentLarge CompanyOpportunities for GrowthCompetitive SalaryResponsibilitiesProcess bi-weekly payrolls for several provinces an
Title: Payroll TechnicianSalary: 75-85K (Relative to Experience)Location: West IslandStart: ASAPAre you looking for a new challenge and have experience as a Payroll Technician/Specialist? Do you like working in a fast paced environment? If so, the Payroll Technician/Specialist position is ideal for you!AdvantagesDynamic Team environmentLarge CompanyOpportunities for GrowthCompetitive SalaryResponsibilitiesProcess bi-weekly payrolls for several provinces an
Title: Accounting TechnicianLocation: Ville Saint-LaurentSalary: 60-70KHybrideStart date: as soon as possibleAre you looking for a new challenge and have experience as an Accounting Technician? Do you like working in a fast paced environment? If so, the Accounting Technician Position in Ville Saint-Laurent is ideal for you!AdvantagesGreat companyBeautiful officesHybridDynamic teamReputed companyOpportunities for growth and developmentResponsibilitiesRespon
Title: Accounting TechnicianLocation: Ville Saint-LaurentSalary: 60-70KHybrideStart date: as soon as possibleAre you looking for a new challenge and have experience as an Accounting Technician? Do you like working in a fast paced environment? If so, the Accounting Technician Position in Ville Saint-Laurent is ideal for you!AdvantagesGreat companyBeautiful officesHybridDynamic teamReputed companyOpportunities for growth and developmentResponsibilitiesRespon
Title: Accounting AnalystLocation: Saint-LaurentSalary: 65-75KStart date: as soon as possibleAre you looking for a new challenge and have experience as an Accounting Analyst? Do you like working in a fast paced environment? If so, the position of Accounting Analyst in Saint-Laurent is ideal for you!AdvantagesEstablished companyDynamic teamFree ParkingGreat benefitsHybrid and Flexible Working hoursOpportunities for growth and developmentResponsibilitiesMai
Title: Accounting AnalystLocation: Saint-LaurentSalary: 65-75KStart date: as soon as possibleAre you looking for a new challenge and have experience as an Accounting Analyst? Do you like working in a fast paced environment? If so, the position of Accounting Analyst in Saint-Laurent is ideal for you!AdvantagesEstablished companyDynamic teamFree ParkingGreat benefitsHybrid and Flexible Working hoursOpportunities for growth and developmentResponsibilitiesMai
Title: Payroll SupervisorLocation: Saint-LaurentSalary: 100-120KStart date: as soon as possibleAre you looking for a new challenge and have experience as a Payroll Supervisor? Do you like working in a fast paced environment? If so, the position of Payroll Supervisor in Saint-Laurent is ideal for you!AdvantagesHybridGreat companyDynamic teamGreat BenefitsReputed companyContinued Education offeredFree ParkingResponsibilitiesSupervise the team of payroll tech
Title: Payroll SupervisorLocation: Saint-LaurentSalary: 100-120KStart date: as soon as possibleAre you looking for a new challenge and have experience as a Payroll Supervisor? Do you like working in a fast paced environment? If so, the position of Payroll Supervisor in Saint-Laurent is ideal for you!AdvantagesHybridGreat companyDynamic teamGreat BenefitsReputed companyContinued Education offeredFree ParkingResponsibilitiesSupervise the team of payroll tech
Title: Accounts Receivable ClerkLocation: Saint-LaurentSalary: 45-50KStart date: as soon as possibleAre you looking for a new challenge and have experience as an Accounts Receivables Clerk? Do you like working in a fast paced environment? If so, the position of Accounts Receivable Clerk in Saint-Laurent is ideal for you!AdvantagesGreat companyDynamic teamReputed companyOpportunities for growth and developmentResponsibilitiesManage all accounts receivableC
Title: Accounts Receivable ClerkLocation: Saint-LaurentSalary: 45-50KStart date: as soon as possibleAre you looking for a new challenge and have experience as an Accounts Receivables Clerk? Do you like working in a fast paced environment? If so, the position of Accounts Receivable Clerk in Saint-Laurent is ideal for you!AdvantagesGreat companyDynamic teamReputed companyOpportunities for growth and developmentResponsibilitiesManage all accounts receivableC
Title: AccountantLocation: VaudreuilSalary: 70-90KStart date: as soon as possibleAre you looking for a new challenge and have experience as an Accountant? Do you like working in a fast paced environment? Do you have experience working in the manufacturing industry? If so, the Accountant Position in Vaudreuil is ideal for you!AdvantagesGreat companyGreat EnvironmentDynamic teamReputed companyOpportunities for growth and developmentGreat BenefitsResponsibili
Title: AccountantLocation: VaudreuilSalary: 70-90KStart date: as soon as possibleAre you looking for a new challenge and have experience as an Accountant? Do you like working in a fast paced environment? Do you have experience working in the manufacturing industry? If so, the Accountant Position in Vaudreuil is ideal for you!AdvantagesGreat companyGreat EnvironmentDynamic teamReputed companyOpportunities for growth and developmentGreat BenefitsResponsibili
Title: Accounts Payables TechnicianLocation: Ville Saint-LaurentSalary: 55-65KStart date: As soon as possibleAre you looking for a new challenge and have experience as an Accounts Payables Technician? Do you like working in a fast paced and fun environment? If so, the Accounts Payables Technician position in Ville Saint-Laurent is ideal for you!AdvantagesHybridFree ParkingReputed CompanyTeam-spirited EnvironmentOpportunities for Growth and DevelopmentRespo
Title: Accounts Payables TechnicianLocation: Ville Saint-LaurentSalary: 55-65KStart date: As soon as possibleAre you looking for a new challenge and have experience as an Accounts Payables Technician? Do you like working in a fast paced and fun environment? If so, the Accounts Payables Technician position in Ville Saint-Laurent is ideal for you!AdvantagesHybridFree ParkingReputed CompanyTeam-spirited EnvironmentOpportunities for Growth and DevelopmentRespo
Title: Payroll TechnicianSalary: 65-75K (Relative to Experience)Location: Saint-LaurentStart: ASAPAre you looking for a new challenge and have experience as a Payroll Technician/Specialist? Do you like working in a fast paced environment? If so, the Payroll Technician/Specialist position is ideal for you!AdvantagesDynamic Team environmentLarge CompanyOpportunities for GrowthCompetitive SalaryResponsibilitiesProcess, reconcile and audit bi-weekly payroll fo
Title: Payroll TechnicianSalary: 65-75K (Relative to Experience)Location: Saint-LaurentStart: ASAPAre you looking for a new challenge and have experience as a Payroll Technician/Specialist? Do you like working in a fast paced environment? If so, the Payroll Technician/Specialist position is ideal for you!AdvantagesDynamic Team environmentLarge CompanyOpportunities for GrowthCompetitive SalaryResponsibilitiesProcess, reconcile and audit bi-weekly payroll fo
Title: Bookkeeper/AccountantLocation: West IslandSalary: 75-90KHybridStart date: as soon as possibleAre you looking for a new challenge and have experience as an accountant? Do you like working in a fast paced environment? Do you have experience working in the medical industry? If so, the Accountant Position in the West Island is ideal for you!AdvantagesHybridGreat companyBeautiful officesGreat EnvironmentDynamic teamReputed companyOpportunities for growth
Title: Bookkeeper/AccountantLocation: West IslandSalary: 75-90KHybridStart date: as soon as possibleAre you looking for a new challenge and have experience as an accountant? Do you like working in a fast paced environment? Do you have experience working in the medical industry? If so, the Accountant Position in the West Island is ideal for you!AdvantagesHybridGreat companyBeautiful officesGreat EnvironmentDynamic teamReputed companyOpportunities for growth
Job Title: financial analyst / assistant-controller- Green Energy SMELocation: Downtown Montreal, HybridJob Type: PermanentSalary: Between $80,000 and $100,000Are you looking for your next challenge and want to join a company with your values and advocating a green environment? Do you want to join an SME as a financial analyst / assistant controller and grow with the company? If so, we have a great opportunity for you!Join a growing company in the green en
Job Title: financial analyst / assistant-controller- Green Energy SMELocation: Downtown Montreal, HybridJob Type: PermanentSalary: Between $80,000 and $100,000Are you looking for your next challenge and want to join a company with your values and advocating a green environment? Do you want to join an SME as a financial analyst / assistant controller and grow with the company? If so, we have a great opportunity for you!Join a growing company in the green en
Position: Credit and Collections Specialist📍 Location: Brossard, South Shore of Montreal💼 Industry: Manufacturing (Eco-friendly products)💰 Salary: $65,000 to $70,000 + comprehensive benefits🕓 Work Mode: HybridAre you looking for a new accounting role on the South Shore of Montreal, specifically in Brossard? Would you like to join a company recognized as a leader in its field, developing eco-friendly products? Are you seeking a hybrid work model that of
Position: Credit and Collections Specialist📍 Location: Brossard, South Shore of Montreal💼 Industry: Manufacturing (Eco-friendly products)💰 Salary: $65,000 to $70,000 + comprehensive benefits🕓 Work Mode: HybridAre you looking for a new accounting role on the South Shore of Montreal, specifically in Brossard? Would you like to join a company recognized as a leader in its field, developing eco-friendly products? Are you seeking a hybrid work model that of
ControllerPermanent Position$110K to $115K (based on experience)Ville Saint-LaurentManufacturing SectorAre you looking for a Controller position in Ville Saint-Laurent? Do you have experience in the manufacturing sector and enjoy working in a dynamic environment? A well-established manufacturing company in Ville Saint-Laurent is currently seeking its next Controller.Advantages•Salary: $110,000 to $115,000 based on experience•Comprehensive group insurance•V
ControllerPermanent Position$110K to $115K (based on experience)Ville Saint-LaurentManufacturing SectorAre you looking for a Controller position in Ville Saint-Laurent? Do you have experience in the manufacturing sector and enjoy working in a dynamic environment? A well-established manufacturing company in Ville Saint-Laurent is currently seeking its next Controller.Advantages•Salary: $110,000 to $115,000 based on experience•Comprehensive group insurance•V